Twenty-somethings and young adults have a few more choices for health insurance than older adults but some choices may be better than others. Which choice is right for you? The good news is that your health insurance is likely to be less expensive than for older adults. Health insurance is one of the types of insurance where your relatively young age works to your advantage because age is one of the primary factors that determine the cost of health insurance. Consider your options carefully and read the fine print twice. This can be a consideration for PPO plans as well, where coverage will apply but out-of-pocket costs may be higher for out-of-network coverage.
Health Insurance for Students and Young Adults | Cigna
For the best experience on htmlWebpackPlugin. Whether you're a student or out of school, you're on your own and making choices for yourself. But how do you choose the right health insurance plan? Wondering where to start?
This article will explore the following health insurance options for young adults, including somethings, recent college grads, students, those entering the workforce and others:. And, when you do think about it, you probably have concerns around choosing the right coverage, understanding how health insurance works, and finding a plan with an affordable premium. Some of the most common inpatient young adult hospitalizations since the Affordable Care Act ACA took effect are for pregnancy, treatment for mental illness, or experiencing an injury or poisoning that requires medical care. Fortunately, it should be easy to find an insurance plan.
Did you just make your way into the real world only to find out "adulting" is way more expensive than you thought? If you did, don't worry, you're not alone. There are millions of young Americans who are discovering first hand the expensive side of living on your own, and expensive health insurance plans don't help the cause.